DSCR Investor Financing
DSCR Loan Calculator
Find out instantly if your investment property qualifies. Enter your property details below.
Property Details
Enter the purchase and financing details
$500,000
$100,000
Loan Amount: $400,000
Income & Expenses
Monthly cash flow projections
Use actual rent for leased properties, or market rent appraisal for vacant ones.
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Your DSCR Ratio
1.02
Qualifies (1.0 – 1.24)
This property breaks even or cash flows slightly. It qualifies for DSCR financing, though rates may be slightly higher than properties with a ≥1.25 ratio.
Gross Monthly Rent+$3,500
Principal & Interest$2,797
Taxes, Ins, HOA$650
Total Monthly PITIA-$3,447
Net Monthly Cash Flow+$53
Start Your Application
This calculator is for estimation purposes only. Actual rates, terms, and qualifications will vary based on complete underwriting.