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I'm Patrick Penner
Your Dedicated Mortgage Strategist

NMLS#: 459913

Patrick Penner

Patrick Penner has been a trusted mortgage strategist, coach, and mentor for nearly three decades. He has a wealth of expertise in helping investors grow their wealth by preserving their assets through control, flexibility, and arbitrage. By leveraging their mortgages as pivotal assets for wealth creation, Patrick empowers his clients to achieve financial success. Patrick’s innovative mortgage strategies extend beyond conventional lending norms, creating unique investment opportunities nationwide for his clients.

Patrick’s true passion is guiding investors in expanding their real estate portfolios through strategies rarely explored in traditional lending environments. With his commonsense approach and insightful mortgage planning advice, he connects with a diverse range of investors seeking guidance.

When not immersed in the financial world, Patrick cherishes time with his wife Sandra, daughter Katelyn, and their dogs, Roxy and Duke. He is passionate about staying active, whether it’s working out, playing golf, or fly fishing with friends and business partners, demonstrating a profound love for the great outdoors.

All-in-One Solution

Our Loan Process...


A loan pre-approval sets you up for a smooth home buying experience.


Start working with a real estate agent and viewing homes.


A few documents are needed to get a loan file through underwriting.


Assemble all the necessary paperwork and details for the underwriter.


They closely evaluate all the documentation in the loan package.


Documents are drawn and sent to the title company for closing.

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